Take a leap and join our team!
At Gesa, we believe in the power of our people. Coming from all walks of life, our team members’ individual stories and unique experiences are our most valuable asset. But it’s how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together.
Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority.
Get to know us: About - Gesa Credit Union
Role Summary:
Under the general direction of the Collections Manager/Team Leader, the Collector II monitors and resolves the delinquency and collection efforts of past due accounts. The Collector II facilitates proper collection procedure of escalated member accounts. Acts as a mentor to less senior Collectors within the Collections department.
What You Will Be Doing:
- Understand and demonstrate the principles of Gesa’s Mission, Vision, and Values.
- Provide advanced, informed, professional, and accurate assistance and support to all team members and membership.
- Contact members via outbound/inbound phone calls and other means of communication to negotiate repayment and/or account resolution. Accurately input and document actions within the collection systems while maintaining company performance and productivity standards.
- Follow-up on late payment notices.
- Acts on and accepts escalated calls from less senior team members.
- Maximize the collection and/or recovery of Credit Union assets from delinquent and charged-off accounts.
- Maintain accurate and complete records of all collection and recovery activity.
- Adhere to provisions as set forth in the Gesa Collections Policy and all relevant regulations.
- Ensure all bankruptcy documentation and communication is referred to the Bankruptcy Specialist in a timely manner.
- Must understand and perform Bank Secrecy Act (BSA) functions, as applicable to job responsibilities.
- Attend credit union training sessions, conferences, or seminars as approved by supervisor. Maintain awareness of policies and regulations related to duties and responsibilities.
- Follow up on accounts in a timely matter according to current procedures.
- Analyze the financial situation of delinquent borrowers; make recommendations to repossess collateral when other arrangements to bring the loan current are unsuccessful.
- Assign collateralized loans for repossession to approved agents, as well as follow up to ensure timely recovery of property.
- Testify at legal proceedings, as required.
- Stay up to date on trends in loan underwriting contributing to delinquent/charged-off loans and other pertinent areas which may impact collections.
- May be required to support other work queues to facilitate teamwork in the department.
- Perform other duties as assigned.
About You:
- Ability to organize, prioritize and respond simultaneously to multiple tasks and requests.
- Ability to promote a team environment and participate in a cohesive team environment.
- Ability to effectively communicate ideas and information, both orally and in writing.
- Ability to professionally interact with members and coworkers at all times.
- Ability to refer to policy and procedures when applying information and making decisions.
