Commercial Loan Assistant

Primary Responsibilities

• Interact with Loan Officers and customers to assist in the compilation and preparation of the loan proposal or other documentations required for the loan approval process.
• Order credit reports, appraisals, title reports, lien searches and flood determinations as required by law or requested by the loan officer.
• Prepare loan documents based upon the loan proposal utilizing loan software application.
• Prepare loan documentation for scanning for record retention requirements.
• Manage and monitor multiple loan applications for the loan officers.
• Clear exception items, including title reports, lien releases, mortgage releases, insurance, and filed documents pertaining to the loan.
• Prepare loan deferrals, renewals, and modifications. Coordinate with lender and/or customer to gather information regarding the appropriate information needed for these actions.
• Prepare SBA Loans.
• Review past due and coming due reports.
• Responsible for overall monitoring of assigned existing portfolio for loan officers.
• Work with loan operation personnel and/or Compliance Officer to ensure all documents meet federal and state guidelines and bank policy.
• Assist with reports and audits with loan operations or compliance as necessary.

Secondary Responsibilities

• Maintain confidentiality of customer and employee information.
• Provide prompt quality service to all customers within acceptable time limits.
• Review and track loan covenant compliance by customers and in the event of non-compliance, assist the lender in the necessary waiver and/or mitigation of such.

Minimum Requirements

• High school diploma or equivalent.
• Minimum of 5 years Consumer, Commercial and Real Estate documentation preparation with at least five years of banking experience.
• Must have a good understanding of applicable federal and state laws and regulations as they relate to loan documentation and bank compliance.
• Proficiency in MS Windows and MS Office.
• Excellent verbal and written communication skills.
• Strong organization, multi-tasking, and prioritizing skills.

Physical Requirements

Time spent sitting: 5 – 7 hours daily

Lift (weight):               10 pounds      Frequency:  rarely     

Motion:                      Bend, Sit, Squat, Reach, Lift 

Functional:                 Visual Acuity, Audio Acuity, Manual Dexterity, Ability to Speak/Read/Write/Comprehend English, Ability to efficiently process data, discern patterns, and recognize inconsistencies in information

AVB Bank is an EEO/AA employer.