Producing Branch Manager

The primary focus of the role is to drive revenue, increase profit before taxes, and manage risk within their branch. Job functions also include maintaining a superior and consistent level of client service, developing cohesive teams, providing consistent leadership, and assuming accountability for the Branch’s results. Producing Branch Managers must be responsible for fiscal management, personnel management and morale, business ethics and practices, and compliance with all Federal, State, and Local laws and regulations.

Duties and responsibilities

• Oversee day-to-day activities of the branch and staff, ensure branch is profitable
• Seeks to grow business and drive sales by capitalizing initiatives.
• Build effective teams by coaching and communicating information to the branch staff
• Grow the branch through hiring, recruitment, and training
• Proactively identify trends and areas of growth and weakness
• Identify and develop key talent
• Accountable for the branch sales performance and financial performance
• Responsible for regulatory, legal, and compliance issues
• Meet with applicants to obtain information for loan applications and to answer questions about the process.
• Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
• Obtain and compile copies of loan applicants’ credit histories, corporate financial statements, and other financial information.
• Review and update credit and loan files.
• Review loan agreements to ensure that they are complete and accurate according to policy.
• Cultivate relationships to generate leads and sources.

• Bachelor’s Degree or equivalent experience in related field
• Must maintain an active NMLS license
• 5+ years of sales experience and mortgage industry experience
• Excellent written and verbal communication skills.
• Excellent time management skills and the ability to work in a fast paced environment.
• Demonstrated ability to work well under pressure.
• Knowledge of FHA, Fannie Mae, Freddie Mac, and Ginne Mae guidelines and latest mortgage compliance rules.
• Organization, Planning, and Time Management
• Computer Literacy – Microsoft Office, Excel
• Knowledge and understanding of transaction components that indicate a potential for fraud and fraud schemes

Working conditions

This job may require frequent sitting or standing for long periods of time. This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned in order to meet the needs of the organization.

Physical requirements

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to a minimum of twenty pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information.

VISION: See in the normal visual range with or without correction.

HEARING: Hear in the normal audio range with or without correction.