We are a fast-growing high-achieving organization that thrives on winning. We are proud to be ranked nationally in the top 10 Banks within our asset size peer group based on financial performance. If you are seeking a place where you can have enhanced visibility and add more value, and thrive operating in a dynamic and evolving environment, you belong at CFBank. We are agile, we work with integrity, and we hustle. For over 130 years we’ve been serving our communities and over the past decade grown to be a top performer. We are a commercial bank that offers a boutique banking experience for personal banking clients. Our unique business model offers direct access to decision-makers, great technology, great products and competitive pricing that position our teams to go into the market and win business.
The Mortgage Banker (Mortgage Loan Officer) position is accountable for acquiring new mortgage loan customers and performing specific duties relating to the origination of residential mortgage loans and must facilitate the loan process with the customer from initial application until closing.
Major areas of responsibility include, but are not limited to:
-
Comply with Bank policy and government regulations related to mortgage lending.
-
Maintain knowledge of available loan products, processing procedures, and underwriting guidelines.
-
Market and sell CFBank Mortgage Products through inside and outside sales to networks and develop referral contacts from realtors, past customers, financial planners, accountants, attorneys and other professionals.
-
Work with potential and existing clients to uncover and sell products that best meet customer needs, gaining commitments for mortgage loans.
-
Conduct pre-approval loan process by gathering financial information from customer and reviews customer credit to match customer need with best product available.
-
Work closely with mortgage operational staff throughout entire lending process, utilizing verbal and written communication and any related software throughout the lifecycle of the loan as necessary.
-
Comply with internal security policies and procedures and maintain customer confidentiality at all times.
-
Adhere to all regulations, policies, and record-keeping requirements. Complete all required training related to bank regulations and policies.
-
Accept other responsibilities and projects as requested to add value for CFBank.
Education and Experience