Job Title: SVP - Lending
Reports to: Loan Manager
FLSA Status: Exempt
Statement of Hire:
At Signature Bank of Arkansas, we are committed to delivering memorable service beyond the customer’s expectation, to include both external and internal customers. We consistently demonstrate our values through teamwork, open communication, integrity, honesty and respect for others. Additionally, we will maintain a professional appearance through dress, conduct and an orderly work area.
A successful team member will possess these qualities and be enthusiastic, professional and of high ethics. They will embrace our Mission, Vision and Values and actively contribute to our success.
Job Summary:
The SVP – Lending position is responsible for growth of a loan portfolio with strong asset quality by using sound underwriting practices and conforming to bank policy and regulatory guidelines. This position will also be expected to help mentor junior lenders by assisting with client calls and building those new relationships. This position will maintain a presence in the community through volunteer activities while actively promoting all bank products and services to fulfill customers’ banking needs.
Essential Duties & Responsibilities:
- Exhibit a sense of urgency to provide the finest customer service at all times and in all forms of verbal and written communication.
- Maintain and grow a large loan portfolio and customer base by adding new clients and maintaining a strong pipeline of new business with strong asset quality.
- In depth knowledge of the bank’s loan policy.
- Make timely and sound loan decision; keep charge-offs at a minimum level.
- Work closely with Loan Coordinator and the lending team.
- Assist other lenders in portfolio management with technical exceptions, past dues, renewals, loan yields, and working pricing model.
- Work past dues, understand and clear technical exceptions, and work renewals in a timely manner.
- Be an active and engaged member of the Executive Loan Committee; demonstrate understanding of the individual loans presented and how they fit into the bank’s larger portfolio management on yield and loan type.
- Make regularly scheduled calls to clients outside of the bank; analyze potential loan markets and develop referral networks in order to grow the loan portfolio and deposit base.
- Understand involvement in the community and being to produce business and recognition through good community work.
- Recognize cross-sell opportunities outside of own product specialty and refer to correct Banker to fulfill all of customer’s banking needs.
- Perform all other tasks requested as they relate to the Bank and its functions.
Compliance:
All team members are accountable for compliance with all laws, regulations and adherence to established internal controls and procedures when performing their job duties. Each team member is expected to be familiar with the legal and regulatory requirements and internal controls affecting his or her job responsibilities. It is the affirmative duty of each team member to carry out these responsibilities at all times in a manner that complies with all applicable legal and regulatory requirements and internal controls. All team members shall be responsible for communicating upward, problems in operations, noncompliance with the code of conduct, or other policy violations or illegal actions. Team members must participate in required training on pertinent compliance laws and regulations as required by Signature Bank of Arkansas.
All team members will be committed to maintaining a high level of compliance with the Bank Secrecy Act and Anti Money Laundering, USA PATRIOT Act and Financial Recordkeeping regulations recognizing that all three acts are important tools in federal efforts to combat organized crime, terrorism and drug trafficking.
Education / Experience:
- College degree (or equivalent work experience) required with emphasis in finance / business preferred.
- Completion of advanced commercial lending school.
- 5 years of lending experience required.
