Small Business Underwriter I

Listing of Key Responsibilities:

1. Underwrites all commercial express loans with TCE less than or equal to $500m.
2. Writes express credit memo relative to loan requests including history, purpose and cash flow analysis
3. Spreads all provided financials for Commercial and Consumer Loan Requests with TCE greater than $500m to support Commercial Underwriters.
4. Performs job responsibilities with an understanding of the importance of and in compliance with applicable Bank policies, procedures and processes, as well as applicable external laws and regulations.
5. Assists Sr. Director of Credit Administration and Credit Underwriting Managers with any special projects or reports

Knowledge and Skills Required: Some knowledge of banking through either education or part time employment while in school. Basic verbal and written communication, organizational, time management, technology user and general analytical skills are needed.

Key Business Relationships: Interacts internally with CRO, SR Director of Credit Administration, Credit Underwriting Manager, Credit Underwriters and other Credit Analysts, Operations Officer, Loan Operations Manager and staff, County Presidents and other Loan Officers.